ABSTRACT : Educational programs are of many types including formal,non formal, and informal education by which these three program are mutually related to each other. Non formal education is a kind of education held by the member of community who needs more service in education and it functions as a complement of a formal education in order to carry out life-long education. Among the many non f…
ABSTRACT : Banking is identical with charging interests on some loans. In modern economy, it is difficult for the to avoid charging interests from the customer because bank is one of the main pillars in developing people's economy. It's main role is to manage the flow of money in the community. Such condition is in contrast to the teaching of Islam which states that interest is similiar to riba…